Cybercrime is the act of using electronics and networks to perform criminal activities. For example, individuals may use this channel to spread computer viruses, bully people online, or unauthorized transfer money from victims’ accounts. Many cybercrimes occur through the internet, and some can be done via mobile phones by sending text messages or chatting with victims in the phone’s application.
Types of cybercrimes
In today’s digital age, we are all very connected to our devices, which can expose us to cybercrimes. Some of them include:
- Identity theft: This occurs when someone steals your personal information and attempts to impersonate you.
- Privacy violation: This happens when your personal information is disclosed on social media platforms such as Twitter, Facebook, etc. to the public.
- Computer fraud: This is a very serious crime. It can involve stealing identities or other personal information. Hackers and programmers who engage in computer fraud try to conceal their identities and avoid detection by encrypting information so that they are not detected. While computer fraud may seem like an insignificant offence it can result in severe penalties, fines, and even prison time for criminals if they are caught.
- DoS attacks: A denial of service attack is when criminals use ‘bots’ in multiple locations to attack your website to shut it down. This can lead to servers crash.
- Sharing copyrighted content: A common cybercrime is sharing another person’s content or information without permission. For example, you can’t distribute a protected ebook by putting it in Google Drive or Dropbox and telling others to access it there.
- Spam: This is a message containing content unrelated to what was expected. This is when unsolicited emails hit inboxes. These usually contain advertisements in them.
- Electronic funds transfer: This involves gaining unauthorised access to bank networks and transferring money out of the bank illegally.
- Electronic money laundering: The way electronically hidden money is laundered in this age is via the use of computers. For example, to access people’s bank accounts with high balances without them knowing.
- ATM fraud: This involves stealing people’s ATM details and using them to withdraw funds from their account.
Cybercrime is one of the biggest threats we face today, but you don’t have to be a victim. There are many types of cybercrime. To avoid being taken advantage of, it’s imperative to understand these tricks. For more valuable information, be sure to check out our insights page.